Guaranteed Leases, Smaller Deposits

Rent with Confidence Through Padder

Qualify for your new home and lower your upfront move-in costs through Equiton Living's partnership with Padder.

Who Is Padder?

Padder is a Canadian insurance provider offering two optional products that make renting easier, available across our Ontario communities.

Padder Guarantor

No co-signer needed.

Can't provide a guarantor? Padder backs your lease so you can qualify on your own. Ideal if you're new to Canada, a student, self-employed, or building credit. A one-time premium would apply.

Padder Deposit

Lower move-in costs.

Replace your upfront last month's rent deposit with a smaller, one-time premium and keep more cash for your move.

How It Works

  1. Apply online at padder.com in minutes
  2. Get approved through Padder's review
  3. Pay a one-time premium
  4. Move in!

Get Started

Ready to learn more? Click here or ask your Resident Manager for details.

Please note: Padder is an optional, third-party service and is never required for your tenancy. Premiums are set and collected by Padder, not Equiton Living. You remain fully responsible for rent and all lease obligations; if Padder pays a claim on your behalf, you must reimburse them.

Disclaimer: Equiton / Equiton Living does not endorse the offer specified on this page. Neither Equiton, Equiton Living nor any of its directors, officers, employees, agents, and assigns makes any warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assumes any legal liability for the accuracy, completeness, or usefulness of any information from the offer specified on this page. This optional service is offered through Padder Underwriting Inc. Participation is voluntary and not required as part of your tenancy. Equiton does not receive any direct compensation, incentive, or financial benefit from Padder. Any benefit to Equiton is limited to the convenience of rent being paid through this service. Coverage is provided by The Insurance Company of Prince Edward Island, currently rated A- (Excellent) by A.M. Best.

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